377 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 377 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,878 sqft · built 2021
Lot Size	0.356 acres (15,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Oct 2021)
Tax Bill	$15,803 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-21-181-006`

Property Details

APN / Parcel Number

Primary APN	`03-21-181-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,878 sqft Living Area
Gross Area	6,398 sqft
1st Floor Area	3,878 sqft
Basement Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,513 sqft (0.356 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	377 BLOOMFIELD CIR E
City	OSWEGO
State	IL
Zip	60543-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal Subdivision	AUTUMN GATE AT SOUTHBURY
Legal Lot Number	84
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Jan 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK
Oct 21, 2021	Intrafamily Transfer, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY
Oct 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Apr 15, 2015 · Amount on Record
Deed Document Number	202127446
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000027445
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012347
Date	Sep 24, 2025
Instrument	202500012347

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000207
Date	Jan 8, 2020
Instrument	202000000207

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Oct 21, 2021
Property Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Document Number	0000027445
Map Reference	DOC 200500006025
Instrument Date	Oct 12, 2021
Instrument	202100027445
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 S LINCOLNWAY STE 200, 200, NORTH AURORA, IL 60542-5115

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 21, 2021
Property Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Document Number	0000027446
Map Reference	DOC 200500006025
Instrument Date	Oct 12, 2021
Instrument	202100027446
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2022
Title Company	WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	377 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number	0000027447
Date	Oct 21, 2021
Instrument	202100027447

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000027448
Date	Oct 21, 2021
Instrument	202100027448

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,509 (+24.71%) Land $31,702 Building $180,807	$637,527 (+24.71%) Land $95,106 Building $542,421
2024	$15,803.00
2022		$170,404 Land $25,421 Building $144,983	$511,212 Land $76,263 Building $434,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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