McLennan County property record for 3809 Cumberland Ave, Waco, TX 76707 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 948 sqft · built 1950 |
| Lot Size | 0.146 acres (6,399 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,579 (2024) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480397000215001 |
| Primary APN | 480397000215001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 6,399 sqft (0.146 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 64 sqft |
| Fence | Fence |
| Storage Building | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 191963 |
|---|---|
| Old Parcel Number | 4803970002150010111 |
| Street Address | 3809 CUMBERLAND AVE |
| City | WACO |
| State | TX |
| Zip | 76707-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET LOT 5 6 BLOCK 6 ACRES .1469 |
| Legal Subdivision | SUNSET |
| Legal Block | 6 |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2700 |
Source: McLennan County records · APN 480397000215001
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 CROSSBOW CIR, WACO, TX 76712-3404 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 01, 2020 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Feb 01, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Feb 01, 2018 | Loan Modification, Mortgage CENTRAL NAT'L BK/ALVA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3809 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000005154 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3809 CUMBERLAND AVE |
| Document Number | 0000005154 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 5154 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3809 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000006853 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2812 ALEXANDER AVE WACO TX 767082636, WACO, TX 76708-2636 |
| Document Number | 0000006853 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 6853 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 03, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3809 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000010023 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3809 CUMBERLAND AVE |
| Document Number | 0000010023 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 10023 |
| Name | CENTRAL NAT'L BK/ALVA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 28, 2019 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,850 (+11.21%) Land $18,880 Building $58,970 | $77,850 (+11.21%) Land $18,880 Building $58,970 | |
| 2024 | $1,579.00 (+0.64%) | ||
| 2023 | $70,000 Land $16,450 Building $53,550 | $70,000 Land $16,450 Building $53,550 | |
| 2022 | $1,569.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 688 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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