3801 Cumberland Ave, Waco, TX 76707 Property Records

McLennan County property record for 3801 Cumberland Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1946
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$186,200 (Feb 2023)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-039700-021100-6`

Property Details

APN / Parcel Number

Primary APN	`48-039700-021100-6`
Alternative APNs	`4803970002110060111` `191961`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	1,449 sqft
1st Floor Area	1,113 sqft
Flooring	Carpet

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1968
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3801 CUMBERLAND AVE
City	WACO
State	TX
Zip	76707-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SUNSET LOT 1 2 BLOCK 6 ACRES .1469
Legal Subdivision	SUNSET
Legal Block	6
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1028
Census Tract	2700

Owner

3801 Cumberland Ave is owned by two individuals who bought it in February 2023.

Source: McLennan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2800 LASKER AVE, WACO, TX 76707-1334
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Vendor's Lien, Transfer · Line of Credit MORELAND VENTURES LLC
Jan 6, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 6, 2017	Warranty Deed, Transfer PEARL PROPERTIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Nov 14, 2022 · Amount on File
Deed Document Number	20234360
Record Updated	Oct 29, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 14, 2022
Property Address	3801 CUMBERLAND AVE, WACO, TX 76707-1022
Document Number	0000044102
Map Reference	VOL 275 PG 200
Instrument Date	Nov 9, 2022
Instrument	2022044102
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11376 WINSTON, 11376, REDFORD, MI 48239-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2833 TEAKWOOD LN, PLANO, TX 75075-1935

Mortgage

Document Number	0000044103
Date	Nov 14, 2022
Instrument	2022044103

Lender

Name	MORELAND VENTURES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	May 31, 2023

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 6, 2020
Property Address	3801 CUMBERLAND AVE, WACO, TX 76707-1022
Document Number	0000000375
Instrument Date	Sep 12, 2019
Instrument	375
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10190 KATY FWY #100 HOUSTON TX 770435237, 100, HOUSTON, TX 77043-5237

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 6, 2017
Property Address	3801 CUMBERLAND AVE, WACO, TX 76707-1022
Document Number	0000033256
Instrument Date	Sep 13, 2017
Instrument	33256
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3815 WINDSOR AVE WACO TX 767083049, WACO, TX 76708-3049

Mortgage

Document Number	33257
Date	Oct 6, 2017
Instrument	33257

Lender

Name	PEARL PROPERTIES INC
Address	2130 MCCULLOUGH AVE, SAN ANTONIO, TX 78212-3753

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3801 Cumberland Ave was $3,486, down 4.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,701 (-5.38%) Land $20,797 Building $125,904	$146,701 (-5.38%) Land $20,797 Building $125,904
2025	$3,486.00 (-4.13%)	$155,050 Land $18,880 Building $136,170	$155,050 Land $18,880 Building $136,170
2024	$3,636.00
2023		$135,190 Land $18,880 Building $116,310	$135,190 Land $18,880 Building $116,310
2022	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 Cumberland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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