3817 Cumberland Ave, Waco, TX 76707 Property Records

McLennan County property record for 3817 Cumberland Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 888 sqft · built 1950
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,500 (Jan 2019)
Tax Bill	$803 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-039700-021900-7`

Property Details

APN / Parcel Number

Primary APN	`48-039700-021900-7`
Alternative APNs	`4803970002190070111` `191965`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3817 CUMBERLAND AVE
City	WACO
State	TX
Zip	76707-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SUNSET LOT 9 10 BLOCK 6 ACRES .1469
Legal Subdivision	SUNSET
Legal Block	6
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1028
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3817 CUMBERLAND AVE, WACO, TX 76707-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Grant Deed, Transfer ROY SIDNEY
Jul 10, 2020	Warranty Deed, Transfer HIKE LEASING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Oct 10, 2016
Deed Document Number	20192116
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000002116
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 24, 2020
Property Address	3817 CUMBERLAND AVE, WACO, TX 76707-1022
Document Number	0000025071
Instrument Date	Jul 7, 2020
Instrument	25071
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 CUMBERLAND AVE WACO TX 767071022, WACO, TX 76707-1022

Mortgage

Document Number	25072
Date	Jul 24, 2020
Instrument	25072

Lender

Name	ROY SIDNEY
Address	504 ANDOVER CV, ROUND ROCK, TX 78664-2272
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 10, 2020
Property Address	3817 CUMBERLAND AVE, WACO, TX 76707-1022
Document Number	0000023039
Instrument Date	Jul 1, 2020
Instrument	23039
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	TC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 ANDOVER CV ROUND ROCK TX 786642272, ROUND ROCK, TX 78664-2272

Mortgage

Document Number	23040
Date	Jul 10, 2020
Instrument	23040

Lender

Name	HIKE LEASING LLC
Address	PO BOX 23386, WACO, TX 76702-3386

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,702 (-4.34%) Land $20,797 Building $54,905	$75,702 (-4.34%) Land $20,797 Building $54,905
2025	$803.00 (+12.46%) Homeowner's exemption	$79,140 (-1.48%) Land $18,880 Building $60,260	$79,140 (-1.48%) Land $18,880 Building $60,260
2024	$714.00 (+11.21%)
2023		$80,330 Land $18,880 Building $61,450	$80,330 Land $18,880 Building $61,450
2022	$642.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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