3808 Prospect Rd, Street, MD 21154 Property Records

Harford County property record for 3808 Prospect Rd, Street, MD 21154

Property Summary

Property Type	Mobile Home
Details	4 ba · 2,084 sqft · built 1998
Lot Size	5.88 acres (256,133 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (May 2001)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-054079`

Property Details

APN / Parcel Number

Primary APN	`05-054079`
Alternative APNs	`5054079` `054079`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,084 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	256,133 sqft (5.88 acres)
Garage Type	Attached
Garage Area	1,300 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	216 sqft
Patio Area	528 sqft
Shed	1 Shed
Shed Area	1,088 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054079
Street Address	3808 PROSPECT RD
City	STREET
State	MD
Zip	21154-1518
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	LT 2 5.8826 AC 3808 PROSPECT ROAD LD J MATULIONIS P 75/75
Legal Subdivision	MATULIONIS J
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3002
Census Tract	305100

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3808 PROSPECT RD, STREET, MD 21154-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Unknown HARFORD BANK
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit HARFORD BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 10, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2001 · Amount on Record
Deed Sale	May 14, 2001 · Amount on Record
Prior Sale	Mar 19, 1998
Deed Document Number	2001403
Deed Book / Page	3521 / 653
Transfer Doc	0000000055
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3808 PROSPECT RD, STREET, MD 21154-1518
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 PROSPECT RD, STREET, MD 21154-1518

Mortgage

Document Number	0159790497
Date	Jul 25, 2023
Book Page	15979/497

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3808 PROSPECT RD, STREET, MD 21154-1518
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146330149
Date	Apr 2, 2021
Book Page	14633/149

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3808 PROSPECT RD, STREET, MD 21154-1518
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147130199
Date	Apr 30, 2021
Book Page	14713/199

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3808 PROSPECT RD, STREET, MD 21154-1518
Document Number	0138450363
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3808 PROSPECT RD STREET MD 211541518, STREET, MD 21154-1518

Mortgage

Document Number	0138450363
Date	May 11, 2020
Book Page	013845/000363

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3808 PROSPECT RD, STREET, MD 21154-1518
Document Number	0133570337
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3808 PROSPECT RD STREET MD 211541518, STREET, MD 21154-1518

Mortgage

Document Number	0133570337
Date	Jul 23, 2019
Book Page	013357/000337

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2034

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,133 (+10.26%)	$337,900 (-) Land $144,400 Building $193,500
2025	$2,802.00 (+4.83%)	$280,367 (+14.11%)	$337,900 (+34.3%) Land $144,400 Building $193,500
2023		$245,700	$251,600 Land $134,400 Building $117,200
2022	$2,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

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