3804 Prospect Rd, Street, MD 21154 Property Records

Harford County property record for 3804 Prospect Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,576 sqft · built 2005
Lot Size15.9 acres (696,089 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Apr 2022)
Tax Bill$5,258 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-054060

Property Details

APN / Parcel Number

Primary APN05-054060
Alternative APNs
  • 5054060
  • 054060

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,576 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area696,089 sqft (15.9 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number054060
Street Address3804 PROSPECT RD
CitySTREET
StateMD
Zip21154-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 1 15.9875 AC 3804 PROSPECT ROAD LD J MATULIONIS PT 75/75
Legal SubdivisionMATULIONIS J
Legal Lot Number1
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3002
Census Tract305100

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3804 PROSPECT RD, STREET, MD 21154-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleFeb 7, 2005 · Amount on Record
Deed Book / Page15490 / 196
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3804 PROSPECT RD, STREET, MD 21154-1518
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137290455
DateMar 6, 2020
Book Page13729/455
Lender
NameHARFORD BANK
TypeBank
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,333 (+20.25%)$599,000 (+25.58%) Land $194,900 Building $404,100
2025$5,258.00 (+5.56%)
2023$464,300$477,000 Land $184,900 Building $292,100
2022$4,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber
1,000 / 1,000
Armstrong Holdings
Cable
1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number