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3805 Prospect Rd, Street, MD 21154 Property Records

Harford County property record for 3805 Prospect Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 1970
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Apr 2019)
Tax Bill$2,689 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-036127

Property Details

APN / Parcel Number

Primary APN05-036127
Alternative APNs
  • 5036127
  • 036127

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number036127
Street Address3805 PROSPECT RD
CitySTREET
StateMD
Zip21154-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 28314 SF 3805 PROSPECT ROAD E OF STREET
Legal Lot Number3805
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3003
Census Tract305100

Owner

3805 Prospect Rd is owned and occupied by an individual who bought it in April 2019.

Source: Harford County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address3805 PROSPECT RD, STREET, MD 21154-1517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Apr 29, 2019Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2019 · Amount on File
Deed SaleApr 29, 2019 · Amount on File
Prior SaleApr 6, 2007 · Amount on File
Deed Book / Page13240 / 390
Transfer Doc0075770070
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3805 PROSPECT RD, STREET, MD 21154-1517
Transaction TypeMortgage
Record UpdatedNov 21, 2023
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3805 PROSPECT RD, STREET, MD 21154-1517

Mortgage

Document Number0160900161
DateNov 9, 2023
Book Page16090/161
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 29, 2019
Property Address3805 PROSPECT RD, STREET, MD 21154-1517
Document Number0132400390
Book / Page13240 / 0390
Instrument DateApr 15, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3805 PROSPECT RD, STREET, MD 21154-1517

Mortgage

Document Number0013240397
DateApr 29, 2019
Instrument13240/397
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3805 Prospect Rd was $2,689, up 12.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,689.00 (+12.75%)$241,267 (+6.13%)$255,200 (-) Land $104,800 Building $150,400
2025$2,385.00$227,333$255,200 Land $104,800 Building $150,400
2023$202,067$213,400 Land $94,700 Building $118,700
2022$2,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Prospect Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

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