3807 Elby Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3807 Elby Ct, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,588 sqft · built 1953
Lot Size	0.195 acres (8,476 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01292044`

Property Details

APN / Parcel Number

Primary APN	`13-01292044`
Alternative APN	`01292044`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	792 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,476 sqft (0.195 acres)
Porch	Open Porch
Porch Area	72 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01292044
Street Address	3807 ELBY CT
City	SILVER SPRING
State	MD
Zip	20906-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONNECTICUT AVENUE P ARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	S
Legal Lot Number	29
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2015
Census Tract	703401

Owner

3807 Elby Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3807 ELBY CT, SILVER SPRING, MD 20906-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Book / Page	69251 / 181
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0342920231
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3807 ELBY CT, SILVER SPRING, MD 20906-4334
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0634870465
Date	Jul 14, 2021
Book Page	63487/465

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 21, 2019
Property Address	3807 ELBY CT, SILVER SPRING, MD 20906-4334
Document Number	0577580063
Book / Page	057758 / 000063
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9209 WADSWORTH DR BETHESDA MD 208172411, BETHESDA, MD 20817-2411

Mortgage

Document Number	577580069
Date	Jun 21, 2019
Book Page	057758/000069

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3807 Elby Ct was $5,344, up 3.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,833 (+11.68%)	$513,700 (+35.04%) Land $188,000 Building $325,700
2025	$5,344.00 (+3.87%)	$380,400 Land $188,000 Building $192,400	$380,400 Land $188,000 Building $192,400
2024	$5,145.00
2023		$362,800	$380,400 Land $188,000 Building $192,400
2022	$4,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 Elby Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3807 Elby Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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