3805 Elby Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3805 Elby Ct, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,588 sqft · built 1953
Lot Size	0.26 acres (11,336 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2019)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01286681`

Property Details

APN / Parcel Number

Primary APN	`13-01286681`
Alternative APN	`01286681`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	792 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,336 sqft (0.26 acres)
Porch	Open Porch
Porch Area	72 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01286681
Street Address	3805 ELBY CT
City	SILVER SPRING
State	MD
Zip	20906-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONNECTICUT AVENUE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	S
Legal Lot Number	28
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2015
Census Tract	703401

Owner

Source: Montgomery County records · APN 13-01286681

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3805 ELBY CT, SILVER SPRING, MD 20906-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2019 · Amount on Record
Deed Sale	Nov 07, 2019 · Amount on Record
Prior Sale	Jan 04, 2008 · Amount on Record
Deed Book / Page	58451 / 332
Transfer Doc	0268370610
Record Updated	Sep 20, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 07, 2019
Property Address	3805 ELBY CT, SILVER SPRING, MD 20906-4334
Document Number	0584510332
Book / Page	058451 / 000332
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3805 ELBY CT SILVER SPRING MD 209064334, SILVER SPRING, MD 20906-4334

Mortgage

Document Number	584510339
Date	Nov 07, 2019
Book Page	058451/000339

Lender

Name	MORTGAGE LINE
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 06, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,200 (+5.7%)	$452,200 (+17.09%) Land $196,300 Building $255,900
2025	$5,264.00 (+3.68%)	$386,200 (+4.7%) Land $196,300 Building $189,900	$386,200 (-) Land $196,300 Building $189,900
2024	$5,077.00 (+30.99%)
2023		$368,867	$386,200 Land $196,300 Building $189,900
2022	$3,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Radiate Holdings, T-Mobile USA.

Based on FCC filings for 681 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.