3803 Elby Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3803 Elby Ct, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,596 sqft · built 1953
Lot Size	0.179 acres (7,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Nov 2017)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01288292`

Property Details

APN / Parcel Number

Primary APN	`13-01288292`
Alternative APN	`01288292`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	800 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,793 sqft (0.179 acres)
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01288292
Street Address	3803 ELBY CT
City	SILVER SPRING
State	MD
Zip	20906-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	S
Legal Lot Number	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2015
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3803 ELBY CT, SILVER SPRING, MD 20906-4334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Nov 9, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Deed Book / Page	55204 / 110
Last Transfer Date	Aug 21, 2020
Transfer Doc	0605800322
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 24, 2020
Property Address	3803 ELBY CT, SILVER SPRING, MD 20906-4334
Document Number	0605800322
Book / Page	60580 / 322
Map Reference	MB 41 PL 3000
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	COVENANT TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3803 ELBY ST, SILVER SPRING, MD 20906-4376

Mortgage

Document Number	60580326
Date	Sep 24, 2020
Instrument	60580/326

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 9, 2017
Property Address	3803 ELBY CT, SILVER SPRING, MD 20906-4334
Document Number	0552040110
Book / Page	55204 / 110
Map Reference	MB41 PL3000
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 SPRING HILL RD, VIENNA, VA 22182-2223

Mortgage

Document Number	0055204119
Date	Nov 9, 2017
Instrument	55204/119

Lender

Name	NEW AMERICA FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,400 (+5.77%)	$433,000 (+17.31%) Land $185,400 Building $247,600
2025	$4,968.00 (+3.67%)	$369,100 (+4.75%) Land $185,400 Building $183,700	$369,100 (-) Land $185,400 Building $183,700
2024	$4,792.00 (+30.32%)
2023		$352,367	$369,100 Land $185,400 Building $183,700
2022	$3,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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