3431 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3431 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,668 sqft · built 1989
Lot Size	0.135 acres (5,916 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Apr 2020)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	May 2021 Transfer Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-35-218`

Property Details

APN / Parcel Number

Primary APN	`214-35-218`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,916 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3431 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VILLA ADDANTE MCR 301-3
Legal Range	03E
Legal Township	03N
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VILLA ADDANTE LOT 1-25
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	103303

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	5139 E ANDORA DR, SCOTTSDALE, AZ 85254-3609
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2020	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE SERVICES IN

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 6, 2020 · Amount on Record
Deed Sale	Apr 6, 2020 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	0000293639
Last Transfer Date	May 11, 2021
Transfer Doc	0000524367
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 11, 2021
Property Address	3431 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Document Number	0000524367
Map Reference	MB 301 PG 3
Instrument Date	May 4, 2021
Instrument	20210524367
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5139 E ANDORA DR, SCOTTSDALE, AZ 85254-3609

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3431 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481571
Date	Jun 25, 2018
Instrument	20180481571

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3431 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5139 E ANDORA DR, SCOTTSDALE, AZ 85254-3609

Mortgage

Document Number	0000964632
Date	Oct 9, 2020
Instrument	20200964632

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 6, 2020
Property Address	3431 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Document Number	0000293639
Map Reference	MB 301 PG 33
Instrument Date	Feb 21, 2020
Instrument	20200293639
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 S DESERT SCROLL PL, 3411, TUCSON, AZ 85735-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5139 E ANDORA DR, SCOTTSDALE, AZ 85254-3609

Mortgage

Document Number	0000293640
Date	Apr 6, 2020
Instrument	20200293640

Lender

Name	SIERRA PACIFIC MORTGAGE SERVICES IN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,780 (+2.03%)	$417,800 (+2.03%) Land $83,500 Building $334,300
2025	$1,893.00 (+4.82%)
2024		$40,950	$409,500 Land $81,900 Building $327,600
2023	$1,806.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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