Harford County property record for 3756 Prospect Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,148 sqft · built 2006 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,035 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-028361 |
| Primary APN | 05-028361 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,148 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 166,399 sqft (3.82 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 498 sqft |
| Deck Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 700 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028361 |
|---|---|
| Street Address | 3756 PROSPECT RD |
| City | STREET |
| State | MD |
| Zip | 21154-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 3.82 AC 3756 PROSPECT ROAD E OF STREET |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 305100 |
3756 Prospect Rd is owned and occupied by two individuals.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3756 PROSPECT RD, STREET, MD 21154-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3756 PROSPECT RD, STREET, MD 21154-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0135590309 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 13559/0309 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 3756 Prospect Rd was $5,035 with a homeowner's exemption, up 16.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,035.00 (+16.15%) Homeowner's exemption | $456,500 (+7.56%) | $488,600 (-) Land $122,600 Building $366,000 |
| 2025 | $4,335.00 Homeowner's exemption | $424,400 | $488,600 Land $122,600 Building $366,000 |
| 2023 | $375,067 | $392,300 Land $113,600 Building $278,700 | |
| 2022 | $3,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3756 Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3756 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
5G (outdoors only) and 4G LTE
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