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3803 Chesapeake Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 3803 Chesapeake Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,347 sqft · built 1999
Lot Size0.438 acres (19,096 sqft)
Owner2 Individual Names on Record
Last Sale$482,000 (Jun 2017)
Tax Bill$15,655 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-16-253-008

Property Details

APN / Parcel Number

Primary APN09-16-253-008

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,347 sqft Living Area
Basement Area1,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,096 sqft (0.438 acres)
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address3803 CHESAPEAKE RD
CitySAINT CHARLES
StateIL
Zip60175-5650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 047-REDGATE
Legal SubdivisionRED GATE
Legal Block4
Legal Lot Number149
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4002
Census Tract852103

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3803 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2017 · Amount on Record
Deed SaleJun 22, 2017 · Amount on Record
Prior SaleDec 28, 2007 · Amount on Record
Deed Document Number201732151
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 22, 2017
Property Address3803 CHESAPEAKE RD, ST CHARLES, IL 60175-5650
Document Number0000032151
Instrument DateApr 22, 2017
Instrument2017K032151
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$482.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3803 CHESAPEAKE RD, 3803, ST CHARLES, IL 60175-5650

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5650

Mortgage

Document Number0000032152
DateJun 22, 2017
Instrument2017K032152
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,655.00 (+15.15%) Homeowner's exemption
2024$211,880 (+22.09%) Land $39,102 Building $172,778$635,894 (+22.13%) Land $117,353 Building $518,541
2022$13,595.00 (+4.02%) Homeowner's exemption$173,551 (+4.91%) Land $33,155 Building $140,396$520,653 (+4.91%) Land $99,465 Building $421,188
2021$13,069.00 Homeowner's exemption$165,428 Land $31,603 Building $133,825$496,284 Land $94,809 Building $401,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

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