Kane County property record for 3703 Chesapeake Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,525 sqft · built 1997 |
| Lot Size | 0.464 acres (20,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (May 2016) |
| Tax Bill | $17,503 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-16-253-014 |
| Primary APN | 09-16-253-014 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,525 sqft Living Area |
| Basement Area | 1,311 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,231 sqft (0.464 acres) |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3703 CHESAPEAKE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 047-REDGATE |
| Legal Subdivision | RED GATE |
| Legal Block | 4 |
| Legal Lot Number | 152 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 852103 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3703 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on Record |
| Deed Sale | May 4, 2016 · Amount on Record |
| Prior Sale | Jan 7, 1998 · Amount on Record |
| Deed Document Number | 201621243 |
| Prior Transfer Date | Oct 24, 2002 |
| Prior Transfer Doc | 0000135752 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,503.00 (+17.35%) Homeowner's exemption | ||
| 2024 | $236,026 (+24.34%) Land $39,102 Building $196,924 | $708,361 (+24.39%) Land $117,353 Building $591,008 | |
| 2022 | $14,915.00 (+4.01%) Homeowner's exemption | $189,820 (+4.91%) Land $33,540 Building $156,280 | $569,460 (+4.91%) Land $100,620 Building $468,840 |
| 2021 | $14,340.00 Homeowner's exemption | $180,936 Land $31,970 Building $148,966 | $542,808 Land $95,910 Building $446,898 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet.
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