3705 Chesapeake Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 3705 Chesapeake Rd, Saint Charles, IL 60175

Property Summary

Property Type	Vacant Land
Lot Size	0.69 acres (3,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Apr 1999)
Tax Bill	$141 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-16-253-011`

Property Details

APN / Parcel Number

Primary APN	`09-16-253-011`

Exterior

Lot Area	3,000 sqft (0.69 acres)

Location & Zoning

Street Address	3705 CHESAPEAKE RD
City	SAINT CHARLES
State	IL
Zip	60175-5649
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MAP AREA: 047-REDGATE
Legal Subdivision	RED GATE
Legal Block	4
Legal Lot Number	151
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4002
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1999 · Amount on Record
Deed Sale	Apr 26, 1999 · Amount on Record
Deed Document Number	199941615
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3705 CHESAPEAKE RD, ST CHARLES, IL 60175-5649
Document Number	0000020571
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3705 CHESAPEAKE RD ST CHARLES IL 601755649, ST CHARLES, IL 60175-5649

Mortgage

Document Number	0000020571
Date	May 22, 2019
Instrument	20571

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$141.00 (-65.1%)	$2,022 (+8.53%) Land $2,022	$6,068 (+8.53%) Land $6,068
2024		$1,863 (-62.83%) Land $1,863	$5,591 (-62.82%) Land $5,591
2022	$404.00 (+3.86%)	$5,012 (+4.92%) Land $5,012	$15,036 (+4.92%) Land $15,036
2021	$389.00	$4,777 Land $4,777	$14,331 Land $14,331

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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