3801 White Store Rd, Wingate, NC 28174 Property Records

Union County property record for 3801 White Store Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1973
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Nov 2017)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-034-005D`

Property Details

APN / Parcel Number

Primary APN	`09-034-005D`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3801 WHITE STORE RD
City	WINGATE
State	NC
Zip	28174-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	1.01AC 7059-752
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2028
Census Tract	20702

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 27, 2017	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Nov 27, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Jun 17, 2015 · Amount on Record
Deed Document Number	201734672
Deed Book / Page	7059 / 752
Prior Transfer Date	Jan 24, 2005
Prior Transfer Doc	3675289
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722

Mortgage

Document Number	0008901810
Date	May 10, 2024
Book Page	8901/810
Instrument	10695

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Dec 1, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722

Mortgage

Document Number	0008515116
Date	Jun 30, 2022
Book Page	8515/116
Instrument	23539

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Dec 1, 2047

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722

Mortgage

Document Number	0008721825
Date	Jun 7, 2023
Book Page	8721/825
Instrument	13418

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Dec 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Document Number	7059755
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WHITE STORE RD WINGATE NC 281748722, WINGATE, NC 28174-8722

Mortgage

Document Number	7059755
Date	Nov 27, 2017
Book Page	007059/000755
Instrument	34673

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 27, 2017
Property Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722
Document Number	0007059752
Book / Page	7059 / 752
Instrument Date	Nov 27, 2017
Instrument	0034672
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 216, WINGATE, NC 28174-0216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 WHITE STORE RD, WINGATE, NC 28174-8722

Mortgage

Document Number	0000034673
Date	Nov 27, 2017
Instrument	0034673

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	7059772
Date	Nov 27, 2017
Book Page	7059/772
Instrument	0034674

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (+21.67%)	$270,700 (+57.38%) Land $66,800 Building $203,900	$270,700 (+57.38%) Land $66,800 Building $203,900
2023	$1,126.00	$172,000 (-) Land $24,900 Building $147,100	$172,000 (-) Land $24,900 Building $147,100
2022	$1,126.00	$172,000 Land $24,900 Building $147,100	$172,000 Land $24,900 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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