3720 White Store Rd, Wingate, NC 28174 Property Records

Union County property record for 3720 White Store Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 1986
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2024)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-034-004F`

Property Details

APN / Parcel Number

Primary APN	`09-034-004F`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	128,938 sqft (2.96 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3720 WHITE STORE RD
City	WINGATE
State	NC
Zip	28174-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8516-0820
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2021
Census Tract	20702

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20247708
Deed Book / Page	8882 / 343
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	0005507555
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 8, 2024
Property Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721
Document Number	0008882343
Book / Page	8882 / 343
Instrument Date	Apr 5, 2024
Instrument	7708
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NATL LAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 WEATHERLY WAY, CLOVER, SC 29710-9272

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721

Mortgage

Document Number	0000007709
Date	Apr 8, 2024
Instrument	7709

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2022
Property Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721
Document Number	0008516820
Book / Page	8516 / 820
Instrument Date	Jun 27, 2022
Instrument	23803
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1441 ABSHER RD, 1441, LAUREL SPRINGS, NC 28644-8412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721

Mortgage

Document Number	0000023804
Date	Jul 1, 2022
Instrument	23804

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 25, 2017
Property Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721
Document Number	0007021170
Book / Page	7021 / 170
Instrument Date	Sep 22, 2017
Instrument	0028128
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3565 126TH AVE N, 3565, CLEARWATER, FL 33762-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 WHITE STORE RD, WINGATE, NC 28174-8721

Mortgage

Document Number	0000028129
Date	Sep 25, 2017
Instrument	0028129

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,200 (-12.42%) Land $65,500 Building $268,700	$334,200 (-12.42%) Land $65,500 Building $268,700
2025	$1,903.00 (+13.95%)	$381,600 (+27.5%) Land $65,500 Building $316,100	$381,600 (+27.5%) Land $65,500 Building $316,100
2023	$1,670.00 (-15.06%)	$299,300 (-) Land $27,400 Building $271,900	$299,300 (-) Land $27,400 Building $271,900
2022	$1,966.00	$299,300 Land $27,400 Building $271,900	$299,300 Land $27,400 Building $271,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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