3714 White Store Rd, Wingate, NC 28174 Property Records

Union County property record for 3714 White Store Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,274 sqft · built 1986
Lot Size	2.58 acres (112,515 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Mar 2011)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-034-004E`

Property Details

APN / Parcel Number

Primary APN	`09-034-004E`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	112,515 sqft (2.58 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3714 WHITE STORE RD
City	WINGATE
State	NC
Zip	28174-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	7202-550
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2021
Census Tract	20702

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 25, 2018	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2011 · Amount on File
Deed Sale	Mar 17, 2011 · Amount on File
Deed Document Number	20116784
Deed Book / Page	5507 / 555
Last Transfer Date	Jul 23, 2018
Transfer Doc	7202550
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7871499
Date	Nov 3, 2020
Book Page	7871/499
Instrument	45055

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7534591
Date	Dec 6, 2019
Book Page	7534/591
Instrument	0038250

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7949161
Date	Jan 11, 2021
Book Page	7949/161
Instrument	1195

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 25, 2018
Property Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721
Document Number	0007202550
Book / Page	7202 / 550
Instrument Date	Jul 23, 2018
Instrument	0020550
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 WHITE STORE RD, WINGATE, NC 28174-8721

Mortgage

Document Number	0000020551
Date	Jul 25, 2018
Instrument	0020551

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,300 (-) Land $65,400 Building $210,900	$276,300 (-) Land $65,400 Building $210,900
2025	$1,378.00 (+14.26%)	$276,300 (+50.41%) Land $65,400 Building $210,900	$276,300 (+50.41%) Land $65,400 Building $210,900
2023	$1,206.00	$183,700 Land $25,400 Building $158,300	$183,700 Land $25,400 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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