Manatee County property record for 3801 E Bay Dr, Unit 107, Holmes Beach, FL 34217
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,121 sqft · built 1981 |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Aug 2023) |
| Tax Bill | $7,788 (2024) |
| Deeds & Mortgages | Mar 2025 Transfer Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74014.1455-7 |
| Primary APN | 74014.1455-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,121 sqft Total Area |
| Gross Area | 1,222 sqft |
| 1st Floor Area | 1,121 sqft |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Terrain | Low |
| View / Lot | Lake |
| Porch | Finished/Screened Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3416287401414557 |
|---|---|
| Street Address | 3801 E BAY DR UNIT 107, 107 |
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2058 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | HB_R-3 |
| Legal Description | UNIT 107 SUNBOW BAY PHASE IV CONDO PI#74014.1455/7 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SUNBOW BAY PHASE IV |
| Legal Phase | 4 |
| Legal Tract | 7401404 |
| Legal Block | 1002 |
| Legal Unit | 107 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3801 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 0041087272 |
| Last Transfer Date | Mar 4, 2025 |
| Transfer Doc | 0041027484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 4, 2025 |
| Property Address | 3801 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2058 |
| Document Number | 0041027484 |
| Map Reference | MB 1013 PG 3688 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 202541027484 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3801 E BAY DR # DR107, DR107, HOLMES BEACH, FL 34217-2077 |
| Name | Verified Name |
|---|---|
| Address | 3801 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2058 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 14, 2023 |
| Property Address | 3801 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2058 |
| Document Number | 0041087272 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 202341087272 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 MOUNTAIN VIEW PL N, NEW PALTZ, NY 12561-3114 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1500 ANIKO AVE, LEWIS CENTER, OH 43035-7938 |
| Document Number | 0041087273 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 202341087273 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 3801 E BAY DR UNIT 107, 107, HOLMES BEACH, FL 34217-2058 |
| Document Number | 0041128465 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 41128465 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 MOUNTAIN VIEW PL N NEW PALTZ NY 125613114, NEW PALTZ, NY 12561-3114 |
| Document Number | 41128466 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 41128466 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,648 (-67.52%) Building $165,648 | $165,648 (-67.52%) Building $165,648 | |
| 2024 | $7,788.00 (+10.69%) | ||
| 2023 | $7,036.00 (+20.07%) | $510,000 (+38.78%) Building $510,000 | $510,000 (+38.78%) Building $510,000 |
| 2022 | $5,860.00 | $367,500 Building $367,500 | $367,500 Building $367,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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