3801 E Bay Dr, Unit 104, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 3801 E Bay Dr, Unit 104, Holmes Beach, FL 34217

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,121 sqft · built 1981
Lot Size	0.387 acres (16,850 sqft)
Owner	2 Trust Names on Record
Last Sale	$355,000 (Nov 2018)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`74014-1440-9`

Property Details

APN / Parcel Number

Primary APN	`74014-1440-9`
Alternative APN	`3416287401414409`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Units	18 Units
Stories	1 Story
Building Area	1,121 sqft Living Area
Gross Area	1,222 sqft
1st Floor Area	1,121 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Architectural Style	Low Rise
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	16,850 sqft (0.387 acres)
View / Lot	Lake
Porch	Screened Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3801 E BAY DR, 104
City	HOLMES BEACH
State	FL
Zip	34217-2049
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HB_R-3
Legal Description	UNIT 104 SUNBOW BAY PHASE IV CONDO PI#74014.1440/9
Legal Range	16E
Legal Township	34S
Legal Section	28
Legal Subdivision	SUNBOW BAY PHASE IV
Legal Tract	07401404
Legal Lot Number	104
Legal Unit	104
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1002
Census Tract	1701

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6440 MOURNING DOVE DR, 103, BRADENTON, FL 34210-4301
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	2018111292
Deed Book / Page	2755 / 30
Last Transfer Date	Mar 31, 2022
Transfer Doc	0000048076
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Apr 8, 2022
Property Address	3801 E BAY DR UNIT 104, 104, HOLMES BEACH, FL 34217-2049
Document Number	0041048076
Map Reference	MB 12 PG 88-92
Instrument Date	Mar 30, 2022
Instrument	202241048076
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6440 MOURNING DOVE DR APT 103, 103, BRADENTON, FL 34210-4301

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,118 (+113.17%) Building $353,118	$353,118 (+113.17%) Building $353,118
2025	$2,907.00 (-59.53%)	$165,648 (-67.52%) Building $165,648	$165,648 (-67.52%) Building $165,648
2024	$7,183.00 (-0.75%)
2023	$7,237.00 (+19.72%)	$510,000 (+38.78%) Building $510,000	$510,000 (+38.78%) Building $510,000
2022	$6,045.00	$367,500 Building $367,500	$367,500 Building $367,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	530 units insured incl. 311 condo units
Nearby Flood Claims	387 (1982–2024)
Claims Outside the SFHA	3 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 231 claims Tropical Storm Josephine, Oct 1996 · 11 claims Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20