Manatee County property record for 3801 E Bay Dr, Unit 103, Holmes Beach, FL 34217
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,121 sqft · built 1981 |
| Lot Size | 0.387 acres (16,850 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $575,000 (Nov 2024) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Nov 2024 Sale Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74014-1435-9 |
| Primary APN | 74014-1435-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Units | 18 Units |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| Gross Area | 1,222 sqft |
| 1st Floor Area | 1,121 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Low Rise |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 16,850 sqft (0.387 acres) |
| View / Lot | Lake |
| Porch | Screened Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3801 E BAY DR, 103 |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2049 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HB_R-3 |
| Legal Description | UNIT 103 SUNBOW BAY PHASE IV CONDO PI#74014.1435/9 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SUNBOW BAY PHASE IV |
| Legal Tract | 07401404 |
| Legal Lot Number | 103 |
| Legal Unit | 103 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6749 TRAFALGAR LOOP, DUBLIN, OH 43016-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 4, 2024 | Deed, Transfer ALLIANCE GROUP TITLE LLC |
| Aug 3, 2022 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST |
| Jun 11, 2021 | Warranty Deed, Transfer BARNES WALKER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 2024114069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 4, 2024 |
| Property Address | 3801 E BAY DR UNIT 103, 103, HOLMES BEACH, FL 34217-2049 |
| Document Number | 0041114069 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Nov 1, 2024 |
| Instrument | 202441114069 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 PICNIC HILL RD, JACKSON, KY 41339-9651 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6749 TRAFALGAR LOOP, DUBLIN, OH 43016-8318 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 3801 E BAY DR UNIT 103, 103, HOLMES BEACH, FL 34217-2049 |
| Document Number | 0041099713 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 202241099713 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,549.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6941 LONGBOAT DR S, LONGBOAT KEY, FL 34228-1037 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 170 PICNIC HILL RD, JACKSON, KY 41339-9651 |
| Document Number | 0041099714 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 202241099714 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 11, 2021 |
| Property Address | 3801 E BAY DR UNIT 103, 103, HOLMES BEACH, FL 34217-2049 |
| Document Number | 0041078144 |
| Map Reference | MB 1013 PG 3688-3753 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 202141078144 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50306 RAINDANCE DR, GEORGETOWN, TX 78626-6234 |
| Name | Verified Name |
|---|---|
| Address | 6941 LONGBOAT DR S, LONGBOAT KEY, FL 34228-1037 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,213 (+1%) | $353,118 (+113.17%) Building $353,118 | |
| 2025 | $2,907.00 (-62.67%) | $165,648 (-67.52%) Building $165,648 | $165,648 (-67.52%) Building $165,648 |
| 2024 | $7,788.00 (-4.56%) | ||
| 2023 | $8,160.00 (+34.99%) | $510,000 (+38.78%) Building $510,000 | $510,000 (+38.78%) Building $510,000 |
| 2022 | $6,045.00 | $367,500 Building $367,500 | $367,500 Building $367,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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