3801 Cinnamon Fern Loop, Clermont, FL 34714 Property Records

Lake County property record for 3801 Cinnamon Fern Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 2001
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (Sep 2013)
Tax Bill	$1,817 (2024)
Deeds & Mortgages	Dec 2023 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-2015-000-10500`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-2015-000-10500`
Alternative APNs	`262414201500010500` `3795802`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,874 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3795802
Street Address	3801 CINNAMON FERN LOOP
City	CLERMONT
State	FL
Zip	34714-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAVANNAS PHASE 2C SUB LOT 105 PB 43 PGS 99-100 ORB 3683 PG 2425 ORB 4382 PG 1839 ORB 6260 PG 1450
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAVANNAS PHASE 2C SUB
Legal Tract	2015
Legal Lot Number	105
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

3801 Cinnamon Fern Loop is owned and occupied by two individuals who bought it in September 2013.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 ROBERTS RD, ASHLAND, MA 01721-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Feb 28, 2017	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on File
Deed Sale	Sep 23, 2013 · Amount on File
Prior Sale	Sep 30, 2008 · Amount on File
Deed Document Number	2013106043
Deed Book / Page	4382 / 1839
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0043821839
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2023
Property Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926
Document Number	0062601450
Book / Page	6260 / 1450
Map Reference	MB 43 PG 99&100
Instrument Date	Dec 20, 2023
Instrument	2023154701
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ROBERTS RD, ASHLAND, MA 01721-1723

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926

Mortgage

Document Number	0058032049
Date	Sep 28, 2021
Book Page	5803/2049
Instrument	2021134183

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Feb 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926
Document Number	0049111557
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 CINNAMON FERN LOOP CLERMONT FL 347144926, CLERMONT, FL 34714-4926

Mortgage

Document Number	0049111557
Date	Mar 7, 2017
Book Page	004911/001557
Instrument	24588

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3801 CINNAMON FERN LOOP, CLERMONT, FL 34714-4926
Document Number	0049111537
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 CINNAMON FERN LOOP CLERMONT FL 347144926, CLERMONT, FL 34714-4926

Mortgage

Document Number	0049111537
Date	Mar 7, 2017
Book Page	004911/001537
Instrument	24584

Lender

Name	HUD-HOUSING/URBAN DEV
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (+2.9%)	$311,287 (-) Land $79,500 Building $231,787
2025		$122,160 Land $79,500 Building $42,660	$311,287 Land $79,500 Building $231,787
2024	$1,817.00 (+14.2%)
2023	$1,591.00 (+13.72%) Homeowner's exemption	$115,270 (+2.99%)	$302,118 (+23.12%) Land $79,500 Building $222,618
2022	$1,399.00 Homeowner's exemption	$111,920	$245,380 Land $43,000 Building $202,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 Cinnamon Fern Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 Cinnamon Fern Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Verizon.

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