3757 Cinnamon Fern Loop, Clermont, FL 34714 Property Records

Lake County property record for 3757 Cinnamon Fern Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 2001
Lot Size	0.129 acres (5,645 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Nov 2019)
Tax Bill	$3,054 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-2015-000-10400`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-2015-000-10400`
Alternative APN	`3795801`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,874 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,645 sqft (0.129 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	306 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3795801
Street Address	3757 CINNAMON FERN LOOP
City	CLERMONT
State	FL
Zip	34714-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAS PHASE 2C SUB LOT 104 PB 43 PGS 99-100 ORB 5374 PG 1866
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAVANNAS PHASE 2C THE
Legal Phase	2C
Legal Tract	2015
Legal Lot Number	104
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

3757 Cinnamon Fern Loop is owned and occupied by an individual who bought it in November 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2019	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Sep 6, 2001 · Amount on File
Deed Document Number	2019129859
Deed Book / Page	5374 / 1866
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267

Mortgage

Document Number	0057680605
Date	Aug 9, 2021
Book Page	5768/605
Instrument	2021109107

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055231275
Date	Aug 13, 2020
Book Page	5523/1275
Instrument	2020088449

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 15, 2019
Property Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Document Number	0053741866
Book / Page	5374 / 1866
Map Reference	MB 43 PG 99&100
Instrument Date	Nov 8, 2019
Instrument	2019129859
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 GLENEAGLES LN, 1316, DAVENPORT, FL 33896-6836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CINNAMON FERN LOOP, CLERMONT, FL 34714-7215

Mortgage

Document Number	0053741868
Date	Nov 15, 2019
Instrument	5374/1868

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3757 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Document Number	0050842118
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3757 CINNAMON FERN LOOP CLERMONT FL 347147267, CLERMONT, FL 34714-7267

Mortgage

Document Number	0050842118
Date	Mar 27, 2018
Book Page	005084/002118
Instrument	33998

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,010 Land $79,500 Building $144,510	$313,387 Land $79,500 Building $233,887
2024	$3,054.00 (+9.03%)
2023	$2,801.00 (+8.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$211,360 (+3%)	$303,996 (+22.96%) Land $79,500 Building $224,496
2022	$2,578.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$205,210	$247,233 Land $43,000 Building $204,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3757 Cinnamon Fern Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3757 Cinnamon Fern Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Verizon.

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