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3745 Cinnamon Fern Loop, Clermont, FL 34714 Property Records

Lake County property record for 3745 Cinnamon Fern Loop, Clermont, FL 34714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 2001
Lot Size0.147 acres (6,396 sqft)
Owner2 Trust Names on File
Last Sale$362,000 (Dec 2022)
Tax Bill$4,522 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-24-26-2015-000-10200

Property Details

APN / Parcel Number

Primary APN14-24-26-2015-000-10200
Alternative APNs
  • 262414201500010200
  • 3795799

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,032 sqft
1st Floor Area1,632 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,396 sqft (0.147 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3795799
Street Address3745 CINNAMON FERN LOOP
CityCLERMONT
StateFL
Zip34714-7267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAVANNAS PHASE 2C SUB LOT 102 PB 43 PGS 99-100 ORB 6067 PG 1382 ORB 6454 PG 2495
Legal Range26E
Legal Township24S
Legal Section14
Legal SubdivisionSAVANNAS PHASE 2C SUB
Legal Tract2015
Legal Lot Number102
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2012
Census Tract31314

Owner

3745 Cinnamon Fern Loop is owner-occupied and held in a trust since November 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Trust Names on File
Mailing Address3745 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2022 · Amount on File
Deed SaleDec 16, 2022 · Amount on File
Prior SaleJul 17, 2001 · Amount on File
Deed Document Number2022161227
Deed Book / Page6067 / 1382
Last Transfer DateNov 12, 2024
Transfer Doc0064542495
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 16, 2022
Property Address3745 CINNAMON FERN LOOP, CLERMONT, FL 34714-7267
Document Number0060671382
Book / Page6067 / 1382
Map ReferenceMB 43 PG 99&100
Instrument DateDec 9, 2022
Instrument2022161227
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,534.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16550 OLIVE HILL DR, WINTER GARDEN, FL 34787-9272

Transferred To (Grantee/Buyer)

NameVerified Name
Address3745 CINNAMON FEM LOOP, CLERMONT, FL 34714

Mortgage

Document Number0060671384
DateDec 16, 2022
Instrument6067/1384
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Max Rate12.2%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,832 (-) Land $79,500 Building $208,332$287,832 (-) Land $79,500 Building $208,332
2025$287,832 Land $79,500 Building $208,332$287,832 Land $79,500 Building $208,332
2024$4,522.00 (+5.65%)
2023$4,280.00 (+33%)$279,417 (+24.33%)$279,417 (+24.33%) Land $79,500 Building $199,917
2022$3,218.00$224,743$224,743 Land $43,000 Building $181,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3745 Cinnamon Fern Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 83 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3745 Cinnamon Fern Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35

May also be available: CenturyLink, Verizon.

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