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3800 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3800 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,808 sqft · built 2023
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$385,750 (Dec 2023)
Tax Bill$1,436 (2025)
Deeds & MortgagesJan 2025 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN120K C 057

Property Details

APN / Parcel Number

Primary APN120K C 057
Alternative APN
  • 0000394286

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,808 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000394286
Street Address3800 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 123 WATERSTONE RIDGE PHASE IV PB 126 PG 192 OUT OF 120K A 016 FOR 2023
Legal SubdivisionWATERSTONE RIDGE PHASE IV
Legal Phase4
Legal Lot Number123
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 057

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3800 INLET LOOP, CHATTANOOGA, TN 37416-3090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2025Deed of Trust, Mortgage · SBA Mortgage
MEADOWS BANK
Dec 18, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PLATINUM FINANCIAL FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Deed Document Number2023153
Deed Book / Page13472 / 799
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3800 INLET LOOP, CHATTANOOGA, TN 37416-3090
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 EDGEWATER WAY, JASPER, TN 37347-1730

Mortgage

Document Number0000000180
DateJan 21, 2025
Book Page13817/436
Instrument2025012100180
Lender
NameMEADOWS BANK
TypeBank
AddressLAS VEGAS, NV 89148
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 18, 2023
Property Address3800 INLET LOOP, CHATTANOOGA, TN 37416-3090
Document Number0000000153
Book / Page13472 / 799
Map ReferenceMB 126 PG 192
Instrument DateDec 15, 2023
Instrument2023121800153
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,427.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3800 INLET LOOP, CHATTANOOGA, TN 37416-3090

Mortgage

Document Number0000000154
DateDec 18, 2023
Instrument2023121800154
Lender
NamePLATINUM FINANCIAL FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (-20.18%)$94,750 (+17.78%)$379,000 (+17.78%) Land $50,000 Building $329,000
2024$1,799.00 (+544.8%)$80,450 (+543.6%)$321,800 (+543.6%) Land $50,000 Building $271,800
2023$279.00$12,500$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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