Hamilton County property record for 3791 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,708 sqft · built 2024 |
| Lot Size | 0.118 acres (5,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,600 (Mar 2024) |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 046 |
| Primary APN | 120K C 046 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Building Perimeter |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,173 sqft (0.118 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000394275 |
|---|---|
| Street Address | 3791 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 112 WATERSTONE RIDGE PHASE IV PB 126 PG 192 OUT OF 120K A 016 FOR 2023 |
| Legal Subdivision | WATERSTONE RIDGE PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 112 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 046
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3791 INLET LOOP, CHATTANOOGA, TN 37416-3088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NATIONAL BANK |
| Mar 18, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 03, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Deed Document Number | 2024123 |
| Deed Book / Page | 13538 / 604 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3791 INLET LOOP, CHATTANOOGA, TN 37416-3088 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000011 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 13785/407 |
| Instrument | 2024121100011 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 05, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 18, 2024 |
| Property Address | 3791 INLET LOOP, CHATTANOOGA, TN 37416-3088 |
| Document Number | 0000000123 |
| Book / Page | 13538 / 604 |
| Map Reference | MB 126 PG 192 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024031800123 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3791 INLET LOOP, CHATTANOOGA, TN 37416-3088 |
| Document Number | 0000000124 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024031800124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 03, 2023 |
| Property Address | 3791 INLET LOOP, CHATTANOOGA, TN 37416-3088 |
| Document Number | 0000000075 |
| Book / Page | 13363 / 403 |
| Map Reference | MB 126 PG 192 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023080300075 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (+14.99%) | $96,700 (+69.72%) | $386,800 (+69.72%) Land $50,000 Building $336,800 |
| 2024 | $1,274.00 (+356.63%) | $56,975 (+355.8%) | $227,900 (+355.8%) Land $50,000 Building $177,900 |
| 2023 | $279.00 | $12,500 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 50% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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