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3785 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3785 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,769 sqft · built 2023
Lot Size0.133 acres (5,820 sqft)
Owner2 Individual Names on File
Last Sale$425,100 (Feb 2024)
Tax Bill$1,613 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN120K C 047

Property Details

APN / Parcel Number

Primary APN120K C 047
Alternative APN
  • 0000394276

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,769 sqft Building Perimeter

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,820 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000394276
Street Address3785 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 113 WATERSTONE RIDGE PHASE IV PB 126 PG 192 OUT OF 120K A 016 FOR 2023
Legal SubdivisionWATERSTONE RIDGE PHASE IV
Legal Phase4
Legal Lot Number113
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 047

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3785 INLET LOOP, CHATTANOOGA, TN 37416-3088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Deed Document Number20240205137
Deed Book / Page13505 / 364
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 05, 2024
Property Address3785 INLET LOOP, CHATTANOOGA, TN 37416-3088
Document Number0000000137
Book / Page13505 / 364
Map ReferenceMB 126 PG 192
Instrument DateFeb 02, 2024
Instrument2024020500137
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,572.87
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3785 INLET LOOP, CHATTANOOGA, TN 37416-3088

Mortgage

Document Number0000000138
DateFeb 05, 2024
Instrument2024020500138
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,613.00 (-14.84%)$106,475 (+25.71%)$425,900 (+25.71%) Land $50,000 Building $375,900
2024$1,894.00$84,700$338,800 Land $50,000 Building $288,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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