380 Chapin St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 380 Chapin St, Ludlow, MA 01056

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,197 sqft · built 1983
Lot Size	0.723 acres (31,496 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2026)
Tax Bill	$2,943 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:27B-03650 B:112H L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27B-03650 B:112H L:0`
Alternative APNs	`LUDL M:27B B:3650 P:112H` `2086`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,197 sqft Living Area
Gross Area	1,825 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	31,496 sqft

Location & Zoning

Account Number	2086
Street Address	380 CHAPIN ST
City	LUDLOW
State	MA
Zip	01056-3728
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	3650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1012
Census Tract	810404

Owner

380 Chapin St, a condominium, is owned by two individuals who bought it in July 2026.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	677 ES # T, T, LUDLOW, MA 01056
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer
Apr 3, 2023	Condominium Deed, Transfer
Jun 15, 2018	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	202632666
Deed Book / Page	26415 / 456
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	024958-414
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jul 14, 2026
Property Address	380 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number	0000032666
Book / Page	26415 / 456
Instrument Date	Jul 14, 2026
Instrument	202632666
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 3, 2023
Property Address	380 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number	024958-414
Book / Page	24958 / 414
Instrument Date	Mar 31, 2023
Instrument	14989
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 15, 2018
Property Address	380 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number	22219-202
Book / Page	022219 / 000202
Instrument Date	Jun 15, 2018
Instrument	33313
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount on Record
Tax	$688.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 CHAPIN ST LUDLOW MA 010563728, LUDLOW, MA 01056-3728

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,943.00 (-7.01%)	$183,800 (+0.77%) Building $183,800	$219,196 (+0.1%)
2025	$3,165.00 (-0.94%)	$182,400 (+3.28%) Building $182,400	$218,975 (+11.57%)
2024	$3,195.00 (+0.03%)	$176,600 (+7.88%) Building $176,600	$196,270
2023	$3,194.00	$163,700 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 380 Chapin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Chapin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

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