378 Chapin St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 378 Chapin St, Ludlow, MA 01056

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,197 sqft · built 1983
Lot Size	0.724 acres (31,542 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Apr 2023)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:27B-03650 B:112G L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27B-03650 B:112G L:0`
Alternative APNs	`LUDL M:27B B:3650 P:112G` `2085`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,197 sqft Living Area
Gross Area	1,825 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	31,542 sqft (0.724 acres)

Location & Zoning

Account Number	2085
Street Address	378 CHAPIN ST
City	LUDLOW
State	MA
Zip	01056-3728
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	3650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1012
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-03650 B:112G L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	374 CHAPIN ST, LUDLOW, MA 01056-3728
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2023 · Amount on Record
Deed Sale	Apr 03, 2023 · Amount on Record
Prior Sale	Oct 23, 1990 · Amount on Record
Deed Document Number	202314995
Deed Book / Page	24958 / 426
Prior Transfer Date	Mar 23, 2023
Prior Transfer Doc	024958-426
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW MA
Recording Date	Apr 03, 2023
Property Address	378 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number	024958-426
Book / Page	24958 / 426
Instrument Date	Mar 23, 2023
Instrument	14995
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 CHAPIN ST, LUDLOW, MA 01056-3728

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (-1.08%)	$194,500 (+3.13%) Building $194,500	$213,560 (+9.44%)
2024	$3,412.00 (+0.18%)	$188,600 (+8.02%) Building $188,600	$195,130
2023	$3,406.00	$174,600 Building $174,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.