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  5. Chapin St

370 Chapin St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 370 Chapin St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 966 sqft · built 1956
Lot Size0.346 acres (15,072 sqft)
OwnerIndividual Name on File
Last Sale$262,500 (May 2025)
Tax Bill$3,801 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APNM:27B-03650 B:113 L:0

Property Details

APN / Parcel Number

Primary APNM:27B-03650 B:113 L:0
Alternative APNs
  • LUDL M:27B B:3650 P:113
  • 2091

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area966 sqft Living Area
Gross Area2,982 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,072 sqft (0.346 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2091
Street Address370 CHAPIN ST
CityLUDLOW
StateMA
Zip01056-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES A
Legal Block3650
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1012
Census Tract810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-03650 B:113 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address142 LAKEVIEW AVE, LUDLOW, MA 01056-2844
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TD BANK NA
Mar 09, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleNov 07, 1977 · Amount on Record
Deed Book / Page25866 / 66
Record UpdatedSep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateMay 16, 2025
Property Address370 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number0025866-66
Book / Page25866 / 66
Instrument DateMay 16, 2025
Instrument21699
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 LAKEVIEW AVE, LUDLOW, MA 01056-2844

Mortgage

Document Number0000021700
DateMay 16, 2025
Instrument21700
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUDLOW MA
Recording DateMar 09, 2023
Property Address370 CHAPIN ST, LUDLOW, MA 01056-3728
Document Number024932-453
Book / Page24932 / 453
Instrument DateMar 08, 2023
Instrument10839
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 OXFORD LN, WINDSOR, CT 06095-1482

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,801.00 (+3.91%)$219,100 (+8.36%) Land $76,900 Building $142,200$249,280 (-2.53%)
2024$3,658.00 (+6.46%)$202,200 (+14.82%) Land $76,700 Building $125,500$255,740
2023$3,436.00$176,100 Land $67,300 Building $108,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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