Ashtabula County property record for 351 Centennial St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1947 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Dec 2018) |
| Tax Bill | $2,059 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-022-10-045-00 |
| Primary APN | 20-022-10-045-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 352 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 155 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 351 CENTENNIAL ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108 NEARINGWOOD SUB B |
| Legal Subdivision | NEARINGWOOD SUB |
| Legal Lot Number | 108 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 802 |
Source: Ashtabula County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4810 HAWLEY DR, GENEVA, OH 44041-9747 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU |
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional with PMI MYCUMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Document Number | 201813047 |
| Deed Book / Page | 674 / 1560 |
| Prior Transfer Date | Dec 12, 2005 |
| Prior Transfer Doc | 0000001476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 351 CENTENNIAL ST, GENEVA, OH 44041-1706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010376 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 781/1456 |
| Instrument | 2022-00010376 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 351 CENTENNIAL ST, GENEVA, OH 44041-1706 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000008115 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 743/2294 |
| Instrument | 202100008115 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Dec 21, 2018 |
| Property Address | 351 CENTENNIAL ST, GENEVA, OH 44041-1706 |
| Document Number | 0000013047 |
| Book / Page | 000674 / 001560 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 13047 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 351 CENTENNIAL ST GENEVA OH 440411706, GENEVA, OH 44041-1706 |
| Document Number | 13048 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 000674/001563 |
| Instrument | 13048 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,059.00 (+67.81%) | $25,240 (-) Land $8,370 Building $16,870 | $72,100 (-) Land $23,900 Building $48,200 |
| 2023 | $1,227.00 (-42.85%) Homeowner's exemption | $25,240 (+23.06%) Land $8,370 Building $16,870 | $72,100 (+23.04%) Land $23,900 Building $48,200 |
| 2022 | $2,147.00 Homeowner's exemption | $20,510 Land $6,440 Building $14,070 | |
| 2020 | $58,600 Land $18,400 Building $40,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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