Greenwich Town property record for 38 Willow Rd, Riverside, CT 06878
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,771 sqft · built 1940 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $23,791 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1637S |
| Primary APN | 05-1637S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,771 sqft Living Area |
| Basement Area | 1,675 sqft |
| Unfinished Basement | 1,675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 410/045 |
|---|---|
| Street Address | 38 WILLOW RD |
| City | RIVERSIDE |
| State | CT |
| Zip | 06878-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 1637/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11100 |
Source: Greenwich Town records · APN 05-1637S
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 WILLOW RD, RIVERSIDE, CT 06878-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jan 03, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 08, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 38 WILLOW RD, RIVERSIDE, CT 06878-2416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7952-1 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 7952/1 |
| Instrument | 9374 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 06, 2031 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 38 WILLOW RD, RIVERSIDE, CT 06878-2416 |
| Document Number | 7632-262 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 38 WILLOW RD RIVERSIDE CT 068782416, RIVERSIDE, CT 06878-2416 |
| Document Number | 7632-262 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 007632/000262 |
| Instrument | 1754 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 38 WILLOW RD, RIVERSIDE, CT 06878-2416 |
| Document Number | 7574-145 |
| Instrument Date | Oct 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 38 WILLOW RD RIVERSIDE CT 068782416, RIVERSIDE, CT 06878-2416 |
| Document Number | 7574-145 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 007574/000145 |
| Instrument | 8238 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Greenwich Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,791.00 | $1,925,000 (-) Land $1,406,510 Building $518,490 | $1,347,500 Land $984,557 Building $362,943 |
| 2024 | $23,791.00 (+6.21%) | ||
| 2023 | $22,399.00 (+0.92%) | $1,925,000 (-) Land $1,406,510 Building $518,490 | |
| 2022 | $22,195.00 | $1,925,000 Land $1,406,510 Building $518,490 |
Source: FEMA National Flood Hazard Layer, County delivery 09001C, as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 354 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CT0150011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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