38 Smith St, Middletown, CT 06457 Property Records

Middletown City property record for 38 Smith St, Middletown, CT 06457 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1972
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 2023)
Tax Bill	$6,003 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:06 L:0168`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:06 L:0168`
Alternative APN	`R01894`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R01894
Street Address	38 SMITH ST
City	MIDDLETOWN
State	CT
Zip	06457-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	168
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3009
Census Tract	541302

Owner

Source: Middletown City records · APN MTWN M:06 L:0168

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SMITH ST, MIDDLETOWN, CT 06457-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Mar 08, 2002 · Amount on Record
Deed Book / Page	2088 / 482
Transfer Doc	000521-656
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 22, 2023
Property Address	38 SMITH ST, MIDDLETOWN, CT 06457-1708
Document Number	002088-482
Book / Page	2088 / 482
Instrument Date	Dec 08, 2023
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002088485
Date	Dec 22, 2023
Instrument	2088/485

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,200 (-) Land $68,150 Building $110,050	$124,740 Land $47,705 Building $77,035
2024	$6,003.00 (+5.46%)	$178,200 (-) Land $68,150 Building $110,050
2023	$5,692.00 (+20.67%)	$178,200 (+41.74%) Land $68,150 Building $110,050
2022	$4,717.00	$125,720 Land $43,040 Building $82,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Frontier, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.