15 Smith St, Middletown, CT 06457 Property Records

Middletown City property record for 15 Smith St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,706 sqft · built 1864
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,189 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:06 L:0049`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:06 L:0049`
Alternative APN	`R10286`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
Gross Area	5,854 sqft
1st Floor Area	1,437 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	1,402 sqft
Unfinished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1864
Effective Year Built	Effective 1864
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	R10286
Street Address	15 SMITH ST
City	MIDDLETOWN
State	CT
Zip	06457-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	49
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3000
Census Tract	541401

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SMITH ST, MIDDLETOWN, CT 06457-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	15 SMITH ST, MIDDLETOWN, CT 06457-1740
Document Number	1901-368
Book / Page	001901 / 000368
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SMITH ST MIDDLETOWN CT 064571740, MIDDLETOWN, CT 06457-1740

Mortgage

Document Number	1901-368
Date	Aug 18, 2017
Book Page	001901/000368
Instrument	334624

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,189.00 (+5.04%)	$203,170 (-) Land $67,620 Building $135,550	$396,313 (+178.66%)
2025		$203,170 (-) Land $67,620 Building $135,550	$142,219 Land $47,334 Building $94,885
2024	$6,844.00 (+5.47%)	$203,170 (-) Land $67,620 Building $135,550
2023	$6,489.00 (+16.71%)	$203,170 (+37.1%) Land $67,620 Building $135,550
2022	$5,560.00	$148,190 Land $42,710 Building $105,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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