Middletown City property record for 25 Smith St, Middletown, CT 06457 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1957 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Aug 2024) |
| Tax Bill | $5,515 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:06 L:0048 |
| Primary APN | MTWN M:06 L:0048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 3,371 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R11284 |
|---|---|
| Street Address | 25 SMITH ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 48 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 541401 |
Source: Middletown City records · APN MTWN M:06 L:0048
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 SMITH ST, MIDDLETOWN, CT 06457-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage EMM LOANS LLC |
| Aug 19, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Prior Sale | Jun 24, 1997 · Amount on Record |
| Deed Book / Page | 2103 / 473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 25 SMITH ST, MIDDLETOWN, CT 06457-1740 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002143-506 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 2143/506 |
| Name | EMM LOANS LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Aug 19, 2024 |
| Property Address | 25 SMITH ST, MIDDLETOWN, CT 06457-1740 |
| Document Number | 002103-473 |
| Book / Page | 2103 / 473 |
| Instrument Date | Aug 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0002103477 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2103/477 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,710 (-) Land $62,890 Building $100,820 | $114,597 Land $44,023 Building $70,574 | |
| 2024 | $5,515.00 (+5.47%) | $163,710 (-) Land $62,890 Building $100,820 | |
| 2023 | $5,229.00 (+25.19%) | $163,710 (+47.05%) Land $62,890 Building $100,820 | |
| 2022 | $4,177.00 | $111,330 Land $39,720 Building $71,610 |
Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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