38 Saint Nicholas Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 38 Saint Nicholas Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,648 sqft · built 2000
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$299,500 (Jul 2019)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T000300307`

Property Details

APN / Parcel Number

Primary APN	`T000300307`
Alternative APN	`2-057B-8094-00-0056.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	5,220 sqft
1st Floor Area	2,369 sqft
Basement Area	2,351 sqft
Finished Basement	279 sqft
Unfinished Basement	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	121 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300307
Street Address	38 SAINT NICHOLAS CT
City	O FALLON
State	MO
Zip	63366-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST DOMINIC EST LOT 56
Legal Subdivision	ST DOMINIC EST
Legal Lot Number	56
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3012
Census Tract	311802

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Intrafamily Transfer, Transfer · VA Mortgage BROKER SOLUTIONS INC
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2019353710
Deed Book / Page	7104 / 906
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0071040906
Record Updated	Jun 8, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2019
Property Address	38 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Document Number	0071040906
Book / Page	7104 / 0906
Map Reference	MB 35 PG 238
Instrument Date	Jul 8, 2019
Instrument	20190712000353710
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SAINT NICHOLAS CT, O FALLON, MO 63366-2192

Mortgage

Document Number	20190712000353720
Date	Jul 12, 2019
Instrument	20190712000353720

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2018
Property Address	38 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Document Number	0069900629
Book / Page	6990 / 0629
Map Reference	MB 35 PG 238
Instrument Date	Oct 12, 2018
Instrument	20181016000588310
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 PAMELA DR, 919, CALIFORNIA, MO 65018-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SAINT NICHOLAS CT, O FALLON, MO 63366-2192

Mortgage

Document Number	20181016000588330
Date	Oct 16, 2018
Instrument	20181016000588330

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (+7.05%)	$78,433 (+10.26%)	$412,803 (+10.26%) Land $80,000 Building $332,803
2024	$4,697.00
2023		$71,133
2022			$374,383 Land $55,000 Building $319,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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