31 Saint Nicholas Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 31 Saint Nicholas Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,822 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,600 (Sep 2021)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T000300302`

Property Details

APN / Parcel Number

Primary APN	`T000300302`
Alternative APN	`2-057B-8094-00-0051.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	1,052 sqft
Basement Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300302
Street Address	31 SAINT NICHOLAS CT
City	O FALLON
State	MO
Zip	63366-2191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST DOMINIC EST LOT 51
Legal Subdivision	ST DOMINIC EST
Legal Lot Number	51
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3012
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SAINT NICHOLAS CT, O FALLON, MO 63366-2191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202181080
Prior Transfer Date	Apr 30, 2015
Prior Transfer Doc	0063461209
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2021
Property Address	31 SAINT NICHOLAS CT, O FALLON, MO 63366-2191
Document Number	2021R081080
Map Reference	MB 35 PG 238
Instrument Date	Sep 23, 2021
Instrument	2021R-081080
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 VISTALAGO PL, 110, SAINT PETERS, MO 63376-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SAINT NICHOLAS CT, O FALLON, MO 63366-2191

Mortgage

Document Number	2021R081081
Date	Sep 29, 2021
Instrument	2021R-081081

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 2, 2021
Property Address	31 SAINT NICHOLAS CT, O FALLON, MO 63366-2191
Document Number	2021R064607
Map Reference	MB 35 PG 238&239
Instrument Date	Jul 28, 2021
Instrument	2021R-064607
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 INTERLOCKEN BLVD, 401, BROOMFIELD, CO 80021-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SAINT NICHOLAS CT, O FALLON, MO 63366-2191

Mortgage

Document Number	2021R064608
Date	Aug 2, 2021
Instrument	2021R-064608

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,144 (-)	$348,125 (-) Land $72,000 Building $276,125
2025	$4,246.00 (+5.44%)	$66,144 (+8.61%)	$348,125 (+8.61%) Land $72,000 Building $276,125
2024	$4,027.00
2023		$60,900
2022			$320,526 Land $49,500 Building $271,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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