34 Saint Nicholas Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 34 Saint Nicholas Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,123 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Jan 2019)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T000300309`

Property Details

APN / Parcel Number

Primary APN	`T000300309`
Alternative APN	`2-0050-8094-00-0058.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,123 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,623 sqft
Basement Area	1,569 sqft
Finished Basement	1,500 sqft
Unfinished Basement	69 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300309
Street Address	34 SAINT NICHOLAS CT
City	O FALLON
State	MO
Zip	63366-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST DOMINIC EST LOT 58
Legal Subdivision	ST DOMINIC EST
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3012
Census Tract	311802

Owner

Source: St. Charles County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Jan 16, 2019	Personal Representative Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Jul 27, 2004 · Amount on Record
Deed Document Number	201923710
Deed Book / Page	7026 / 129
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SAINT NICHOLAS CT, O FALLON, MO 63366-2192

Mortgage

Document Number	2021R090713
Date	Nov 3, 2021
Instrument	2021R-090713

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 16, 2019
Property Address	34 SAINT NICHOLAS CT, O FALLON, MO 63366-2192
Document Number	0070260129
Book / Page	7026 / 0129
Map Reference	MB 35 PG 238
Instrument Date	Jan 11, 2019
Instrument	20190116000023710
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16537 CROSSOVER LN, CHESTERFIELD, MO 63005-4809

Mortgage

Document Number	20190116000023720
Date	Jan 16, 2019
Instrument	20190116000023720

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,604 (-)	$371,600 (-) Land $80,000 Building $291,600
2025	$4,530.00	$70,604 (+5.71%)	$371,600 (+5.71%) Land $80,000 Building $291,600
2023		$66,790
2022			$351,524 Land $55,000 Building $296,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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