St. Louis County property record for 35 Picardy Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,443 sqft · built 1933 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,500 (Sep 2018) |
| Tax Bill | $24,580 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19M-61-0119 |
| Primary APN | 19M-61-0119 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,443 sqft Living Area |
| Gross Area | 5,943 sqft |
| 1st Floor Area | 1,272 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 599 sqft |
| Poultry House | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 PICARDY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | EXERMONT PARK LOT 35 |
| Legal Subdivision | EXERMONT PARK |
| Legal Lot Number | 35 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 215400 |
Source: St. Louis County records · APN 19M-61-0119
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Sep 04, 2018 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2018 · Amount on Record |
| Deed Sale | Sep 04, 2018 · Amount on Record |
| Prior Sale | May 03, 2013 · Amount on Record |
| Deed Document Number | 201857 |
| Deed Book / Page | 23180 / 352 |
| Last Transfer Date | Jun 28, 2019 |
| Transfer Doc | 02359202472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02377002549 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 23770/02549 |
| Instrument | 2019103100371 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Document Number | 0246100014 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 24610/14 |
| Instrument | 2021012500003 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Document Number | 0237702549 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628 |
| Document Number | 0237702549 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 023770/002549 |
| Instrument | 371 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 04, 2018 |
| Property Address | 35 PICARDY LN, SAINT LOUIS, MO 63124-1628 |
| Document Number | 0231800352 |
| Book / Page | 023180 / 000352 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 57 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 PICARDY LN ST LOUIS MO 631241628, ST LOUIS, MO 63124-1628 |
| Document Number | 231800355 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 023180/000355 |
| Instrument | 58 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381,430 (+4.73%) Land $233,700 Building $147,730 | $2,007,500 (+4.73%) Land $1,230,000 Building $777,500 | |
| 2024 | $24,580.00 (+0.19%) | ||
| 2023 | $24,533.00 | $364,210 Land $101,610 Building $262,600 | $1,916,900 Land $534,800 Building $1,382,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892154005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1979–2014) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 93 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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