Berkeley County property record for 38 Phoenix Ln, Falling Waters, WV 25419 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1997 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2015) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14J-0254.0000 |
| Primary APN | 02-14J-0254.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.239 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07216329 |
|---|---|
| Street Address | 38 PHOENIX LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .24 AC LOT 163 PHASE IX SPRING MILLS SD |
| Legal Subdivision | SPRING MILLS SD |
| Legal Lot Number | 163 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 971105 |
Source: Berkeley County records · APN 02-14J-0254.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 PHOENIX LN, FALLING WATERS, WV 25419-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2021 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Jun 02, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 01, 2019 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Oct 01, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2015 · Amount on Record |
| Deed Sale | Sep 03, 2015 · Amount on Record |
| Deed Document Number | 20150041115 |
| Deed Book / Page | 1114 / 056 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 38 PHOENIX LN, FALLING WATERS, WV 25419-4027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3714/445 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 3714/445 |
| Instrument | 20210020449 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Mar 10, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2021 |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 38 PHOENIX LN, FALLING WATERS, WV 25419-4027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3714/429 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 3714/429 |
| Instrument | 20210020448 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 849 Months |
| Due | Mar 10, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2021 |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 38 PHOENIX LN, FALLING WATERS, WV 25419-4027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3413/438 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 3413/438 |
| Instrument | 20190029625 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 869 Months |
| Due | Mar 10, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 38 PHOENIX LN, FALLING WATERS, WV 25419-4027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3413/422 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 3413/422 |
| Instrument | 20190029624 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 869 Months |
| Due | Mar 10, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,812.00 (+4.26%) | $149,100 (+8.37%) Land $45,600 Building $103,500 | $248,500 (+8.37%) Land $76,000 Building $172,500 |
| 2023 | $1,738.00 | $137,580 Land $32,940 Building $104,640 | $229,300 Land $54,900 Building $174,400 |
Source: FEMA National Flood Hazard Layer, Berkeley County (54003C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540039711052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
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