96 Phoenix Ln, Falling Waters, WV 25419 Property Records

Berkeley County property record for 96 Phoenix Ln, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Sep 2016)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14J-0260.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14J-0260.0000`
Alternative APNs	`02-02-14J-0260.0000` `07216332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	2,796 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07216332
Street Address	96 PHOENIX LN
City	FALLING WATERS
State	WV
Zip	25419-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 AC LOT 166 PHASE IX SPRING MILLS SD
Legal Subdivision	SPRING MILLS SD
Legal Lot Number	166
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2011
Census Tract	971105

Owner

Source: Berkeley County assessment roll, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96 PHOENIX LN, FALLING WATERS, WV 25419-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2016 · Amount on Record
Deed Sale	Sep 19, 2016 · Amount on Record
Prior Sale	Feb 22, 2012 · Amount on Record
Deed Document Number	201633700
Deed Book / Page	1148 / 386
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	96 PHOENIX LN, FALLING WATERS, WV 25419-4027
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3467/1
Date	Feb 24, 2020
Book Page	3467/1
Instrument	20200005027

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.19%
Max Rate At Change	5.94%
Index	Other

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (+5.77%)	$129,780 (+9.96%) Land $45,600 Building $84,180	$216,300 (+9.96%) Land $76,000 Building $140,300
2023	$1,491.00	$118,020 Land $32,940 Building $85,080	$196,700 Land $54,900 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250