Berkeley County property record for 15 Phoenix Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1997 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Nov 2015) |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | Sep 2010 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14J-0209.0000 |
| Primary APN | 02-14J-0209.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Family Room | Family Room |
| Fireplace | Prefabricated |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07216339 |
|---|---|
| Street Address | 15 PHOENIX LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .28 AC LOT 173 PHZ IX SPRING MILLS |
| Legal Subdivision | MILLS |
| Legal Lot Number | 173 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 971105 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2010 | Deed of Trust, Mortgage · VA Mortgage ACCESS NATIONAL MORTGAGE |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 16, 2015 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 20150051995 |
| Deed Book / Page | 1120 / 609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Document Number | 002494/172 |
|---|---|
| Date | Sep 1, 2010 |
| Book Page | 2494/172 |
| Instrument | 20100036390 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 1800 ROBERT FULTON DR # 350, RESTON, VA 20191 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003500/656 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 3500/656 |
| Instrument | 20200014087 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3500/656 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 3500/656 |
| Instrument | 20200014087 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Nov 16, 2015 |
| Property Address | 15 PHOENIX LN, FALLING WATERS, WV 25419-4026 |
| Document Number | 001120/609 |
| Book / Page | 1120 / 609 |
| Instrument Date | Nov 12, 2015 |
| Instrument | 20150051995 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 003003/397 |
|---|---|
| Date | Nov 16, 2015 |
| Book Page | 3003/397 |
| Instrument | 20150052003 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2045 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,662.00 (+4.99%) Homeowner's exemption | $156,720 (+7.89%) Land $45,600 Building $111,120 | $261,200 (+7.89%) Land $76,000 Building $185,200 |
| 2023 | $1,583.00 Homeowner's exemption | $145,260 Land $32,940 Building $112,320 | $242,100 Land $54,900 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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