38 Middle Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 38 Middle Rd, Ipswich, MA 01938

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,456 sqft · built 1910
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$178,157 (Aug 2012)
Tax Bill	$11,642 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:24C B:0069 L:138`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:24C B:0069 L:138`
Alternative APN	`1339`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	3,094 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1339
Street Address	38 MIDDLE RD
City	IPSWICH
State	MA
Zip	01938-1540
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RRB
Legal Subdivision	CONDOMINIUM LAKE NECK
Legal Block	69
Legal Lot Number	138
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2038
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records · APN IPSW M:24C B:0069 L:138

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 MIDDLE RD, IPSWICH, MA 01938-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2012 · Amount on Record
Deed Sale	Aug 09, 2012 · Amount on Record
Deed Book / Page	31606 / 672
Last Transfer Date	Jun 18, 2022
Transfer Doc	041014-487
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Jun 21, 2022
Property Address	38 MIDDLE RD, IPSWICH, MA 01938-1540
Document Number	041014-487
Book / Page	41014 / 487
Instrument Date	Jun 18, 2022
Instrument	20220621005290
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 MIDDLE RD # 38, 38, IPSWICH, MA 01938-1540

Tax Assessment & Valuation

Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,642.00 (-7.71%)	$1,044,100 (-5.81%) Building $1,044,100	$1,265,685
2024	$12,615.00 (-1.07%)	$1,108,500 (+6.31%) Building $1,108,500
2023	$12,752.00	$1,042,700 Building $1,042,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1978–2018)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 4 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 355 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.