32 Middle Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 32 Middle Rd, Ipswich, MA 01938

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,350 sqft · built 2009
Lot Size0.069 acres (3,000 sqft)
OwnerTrust Name on Record
Last Sale$845,000 (Oct 2015)
Tax Bill$16,851 (2026)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNIPSW M:24C B:0069 L:106

Property Details

APN / Parcel Number

Primary APNIPSW M:24C B:0069 L:106
Alternative APN
  • 1299

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,350 sqft Living Area
Gross Area2,330 sqft
Basement Area650 sqft
Unfinished Basement162 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1299
Street Address32 MIDDLE RD
CityIPSWICH
StateMA
Zip01938-1540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRRB
Legal SubdivisionCONDOMINIUM LAKE NECK
Legal Block69
Legal Lot Number106
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2039
Census Tract223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address32 MIDDLE RD, IPSWICH, MA 01938-1540
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Sep 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Apr 29, 2021Condominium Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2015 · Amount on Record
Deed SaleOct 16, 2015 · Amount on Record
Prior SaleAug 9, 2012 · Amount on Record
Deed Book / Page34449 / 74
Last Transfer DateApr 7, 2021
Transfer Doc39819-202
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address32 MIDDLE RD, IPSWICH, MA 01938-1540
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00040305-3
DateSep 23, 2021
Book Page40305/3
Instrument20210923000210
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address32 MIDDLE RD, IPSWICH, MA 01938-1540
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40305-3
DateSep 23, 2021
Book Page40305/3
Instrument20210923000210
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

April 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionIPSWICH MA
Recording DateApr 29, 2021
Property Address32 MIDDLE RD, IPSWICH, MA 01938-1540
Document Number39819-202
Book / Page39819 / 202
Instrument DateApr 7, 2021
Instrument20210429002470
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MIDDLE RD, IPSWICH, MA 01938-1540

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,851.00 (-0.52%)$1,563,200 (+2.9%) Building $1,563,200$918,678 (-30.21%)
2025$16,939.00 (+14.5%)$1,519,200 (+16.86%) Building $1,519,200$1,316,320
2024$14,794.00 (-3.4%)$1,300,000 (+3.82%) Building $1,300,000
2023$15,314.00$1,252,200 Building $1,252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims13 (1978–2018)
Claims Outside the SFHA4 of 13
Most Recent ClaimJan 2018 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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