41 Middle Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 41 Middle Rd, Ipswich, MA 01938

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 880 sqft · built 1922
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on Record
Last Sale$196,045 (May 2019)
Tax Bill$10,080 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNIPSW M:24C B:0069 L:137

Property Details

APN / Parcel Number

Primary APNIPSW M:24C B:0069 L:137
Alternative APN
  • 1338

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area880 sqft Living Area
Gross Area2,006 sqft
Basement Area520 sqft
Unfinished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)

Location & Zoning

Account Number1338
Street Address41 MIDDLE RD
CityIPSWICH
StateMA
Zip01938-1540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRRB
Legal SubdivisionLITTLE NECK CONDO
Legal Block69
Legal Lot Number137
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group2
Census Block2027
Census Tract223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 COGSWELL ST, IPSWICH, MA 01938-1351
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
May 17, 2019Condominium Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleAug 9, 2012 · Amount on Record
Deed Book / Page37516 / 282
Transfer Doc031608-172
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address41 MIDDLE RD, IPSWICH, MA 01938-1540
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043009-52
DateOct 16, 2025
Book Page43009/52
Instrument20251016000570
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address41 MIDDLE RD, IPSWICH, MA 01938-1540
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37737-93
DateAug 8, 2019
Book Page37737/93
Instrument20190808000810
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

May 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionIPSWICH MA
Recording DateMay 17, 2019
Property Address41 MIDDLE RD, IPSWICH, MA 01938-1540
Document Number37516-282
Book / Page037516 / 000282
Instrument DateMar 29, 2019
Instrument1905171800
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$893.97
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 COGSWELL ST IPSWICH MA 019381351, IPSWICH, MA 01938-1351

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,080.00 (-5.76%)$935,100 (-2.52%) Building $935,100$794,879 (-19.65%)
2025$10,696.00 (-4.67%)$959,300 (-2.7%) Building $959,300$989,235
2024$11,220.00 (-3.94%)$985,900 (+3.24%) Building $985,900
2023$11,680.00$955,000 Building $955,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims13 (1978–2018)
Claims Outside the SFHA4 of 13
Most Recent ClaimJan 2018 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 4 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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