Bergen County and Waldwick Borough property record for 38 Malcolm St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1949 |
| Square Footage | 1,891 sqft Living Area |
| Lot Size | 9,089 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2019) |
| Tax Bill | $13,380.00 (2025) |
| Primary APN | 64-00073-06-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,891 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,089 sqft (0.209 acres) |
| Parking Spaces | 1 Parking Spaces |
| Account Number | 000145 |
|---|---|
| Street Address | 38 MALCOLM ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 102XIRR 3.5LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.6 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00073-06-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 08, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage BOKF NA |
| Apr 09, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Prior Sale | Mar 20, 1996 · Amount on Record |
| Deed Doc Number | 201951878 |
| Deed Book / Page | 3317 / 1923 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037941654 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 3794/1654 |
| Instrument | 20-111696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 08, 2019 |
| Property Address | 38 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Document Number | 0033171923 |
| Book / Page | 3317 / 1923 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 19-051878 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2-9 BELLAIR AVE, FAIR LAWN, NJ 07410-1412 |
| Document Number | 1905187801 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 19-051878.01 |
| Name | BOKF NA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0033171923 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 3317/1923 |
| Instrument | 19-051878 |
| Name | BOKF NA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Document Number | 0029212243 |
| Instrument Date | Apr 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 38 MALCOLM ST WALDWICK NJ 074632426, WALDWICK, NJ 07463-2426 |
| Document Number | 0029212243 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 002921/002243 |
| Instrument | 28606 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,000 (-) Land $329,500 Building $253,500 | $583,000 (-) Land $329,500 Building $253,500 | |
| 2025 | $13,380.00 (+3.66%) | $583,000 (+23.07%) Land $329,500 Building $253,500 | $583,000 (+23.07%) Land $329,500 Building $253,500 |
| 2024 | $12,907.00 (-4.32%) | ||
| 2023 | $473,700 Land $271,200 Building $202,500 | $473,700 Land $271,200 Building $202,500 | |
| 2022 | $13,490.00 |
38 Malcolm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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