45 Malcolm St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 45 Malcolm St, Waldwick, NJ 07463 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Cape Cod
Year Built	Built 1949
Square Footage	1,838 sqft Living Area
Lot Size	13,825 sqft (0.317 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (1998)
Tax Bill	$13,864.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`64-00073-07-00012`
Alternative APNs	`6400073000700012` `6400073G00012`

Interior

Building Area	1,838 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	13,825 sqft (0.317 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6400073G00012
Street Address	45 MALCOLM ST
City	WALDWICK
State	NJ
Zip	07463-2414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	75XIRR 5LT
Legal Subdivision	FLEETWING ESTATES HLNDS SEC #2
Legal Block	73.7
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Minor Civil Division	WALDWICK
Census Blockgroup	1
Census Block	1000
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00073-07-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MALCOLM ST, WALDWICK, NJ 07463-2414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 1998 · Amount on Record
Deed Sale	Dec 11, 1998 · Amount on Record
Deed Doc Number	1998195316
Deed Book / Page	8126 / 910
Record Refreshed	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 28, 2022
Property Address	45 MALCOLM ST, WALDWICK, NJ 07463-2414
Document Number	0045601031
Book / Page	4560 / 1031
Instrument Date	Jan 10, 2022
Instrument	2022013182
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,031.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2132 ISABELLE CT, 2132, WALDWICK, NJ 07463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MALCOLM ST, WALDWICK, NJ 07463-2414

Mortgage

Document Number	2022013183
Date	Jan 28, 2022
Instrument	2022013183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,100 (-) Land $376,700 Building $227,400	$604,100 (-) Land $376,700 Building $227,400
2025	$13,864.00 (+3.66%)	$604,100 (+29.27%) Land $376,700 Building $227,400	$604,100 (+29.27%) Land $376,700 Building $227,400
2024	$13,374.00 (+0.5%)
2023		$467,300 Land $309,700 Building $157,600	$467,300 Land $309,700 Building $157,600
2022	$13,308.00

Flood & Wildfire

45 Malcolm St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 6th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.