Bergen County and Waldwick Borough property record for 28 Malcolm St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1949 |
| Square Footage | 1,839 sqft Living Area |
| Lot Size | 9,484 sqft (0.218 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2025) |
| Tax Bill | $13,786.00 (2025) |
| Primary APN | 64-00073-06-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,839 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,484 sqft (0.218 acres) |
| Parking Spaces | 1 Parking Spaces |
| Old Parcel Number | 6400073F00004 |
|---|---|
| Street Address | 28 MALCOLM ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 115XIRR 4LT |
| Legal Subdivision | HIGHLANDS SEC #2 |
| Legal Block | 73.6 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00073-06-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 11, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 08, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Deed Doc Number | 202561512 |
| Deed Book / Page | 5594 / 590 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0046181851 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 4618/1851 |
| Instrument | 2022031589 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Document Number | 0055711481 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 5571/1481 |
| Instrument | 2025054584 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 03, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 08, 2025 |
| Property Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Document Number | 0055940590 |
| Book / Page | 5594 / 590 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025061512 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,616.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 COVENTRY WAY, RINGWOOD, NJ 07456-2748 |
| Name | Verified Name |
|---|---|
| Address | 28 MALCOLM ST, WALDWICK, NJ 07463-2426 |
| Document Number | 2025061513 |
|---|---|
| Date | Sep 08, 2025 |
| Instrument | 2025061513 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,700 (-) Land $354,800 Building $245,900 | $600,700 (-) Land $354,800 Building $245,900 | |
| 2025 | $13,786.00 (+3.66%) | $600,700 (-) Land $354,800 Building $245,900 | $600,700 (-) Land $354,800 Building $245,900 |
| 2024 | $13,299.00 (+3.59%) | $600,700 (+36.06%) Land $354,800 Building $245,900 | $600,700 (+36.06%) Land $354,800 Building $245,900 |
| 2023 | $12,838.00 (+2.11%) | $441,500 Land $291,700 Building $149,800 | $441,500 Land $291,700 Building $149,800 |
| 2022 | $12,573.00 |
28 Malcolm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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