38 Lowland, Irvine, CA 92602 Property Records

Orange County property record for 38 Lowland, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,121 sqft · built 2016
Lot Size	0.139 acres (6,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,705,500 (Mar 2017)
Tax Bill	$28,960 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`527-101-03`

Property Details

APN / Parcel Number

Primary APN	`527-101-03`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,121 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	6,079 sqft (0.139 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 LOWLAND
City	IRVINE
State	CA
Zip	92602-0837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16703 BLK LOT 3
Legal Tract	16703
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3011
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 LOWLAND, IRVINE, CA 92602-0837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 14, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Mar 14, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2017 · Amount on Record
Deed Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	2017000103454
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 LOWLAND, IRVINE, CA 92602-0837
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LOWLAND, IRVINE, CA 92602-0837

Mortgage

Document Number	0000054015
Date	Jan 26, 2021
Instrument	2021000054015

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 1, 2028
Min Rate At Change	2%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Margin	2
Max Rate	7.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000127178
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	0000127178
Date	Mar 20, 2020
Instrument	127178

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 14, 2017
Property Address	38 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000103454
Instrument Date	Feb 24, 2017
Instrument	103454
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	103455
Date	Mar 14, 2017
Instrument	103455

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$28,960.00 (+5.8%)	$1,979,114 (+4.04%) Land $1,053,972 Building $925,142
2023	$27,372.00 (+1.74%)	$1,902,263 Land $1,013,045 Building $889,218
2022	$26,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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