Erie County and Amherst Town property record for 38 Koster Row, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,948 sqft · built 1940 |
| Lot Size | 0.285 acres (12,390 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2018) |
| Tax Bill | $14,141 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 67.20-3-26 |
| Primary APN | 142289 67.20-3-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,948 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| 2nd Floor Area | 1,679 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 12,390 sqft (0.285 acres) |
| Lot Dimensions | 177 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 785 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 KOSTER ROW |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1367 22 TO 28 BONDCROFT 16 12 7 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 9401 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 KOSTER ROW, BUFFALO, NY 14226-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| Mar 4, 2020 | Intrafamily Transfer, Transfer |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional with PMI MARTIN B & SHIRLEY B AMDUR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2013 · Amount on Record |
| Deed Document Number | 2018164907 |
| Deed Book / Page | 11333 / 3320 |
| Prior Transfer Date | Mar 25, 2013 |
| Prior Transfer Doc | 0112428124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 38 KOSTER ROW, BUFFALO, NY 14226-3419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 36 KOSTER ROW, AMHERST, NY 14226-3419 |
| Document Number | 0141910955 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 14191/955 |
| Instrument | 2026033631 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 4, 2020 |
| Property Address | 38 KOSTER ROW, BUFFALO, NY 14226-3419 |
| Document Number | 0113579002 |
| Book / Page | 11357 / 9002 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020050906 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 KOSTER ROW, AMHERST, NY 14226-3419 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 38 KOSTER ROW, BUFFALO, NY 14226-3419 |
| Document Number | 0113333320 |
| Book / Page | 011333 / 003320 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 846 MAIN ST #3H BUFFALO NY 142021442, 3H, BUFFALO, NY 14202-1442 |
| Document Number | 138669508 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 013866/009508 |
| Name | MARTIN B & SHIRLEY B AMDUR |
|---|---|
| Address | 983 PARK AVE # 6B, NEW YORK, NY 10028-0808 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 16, 2043 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,141.00 (+171.32%) | ||
| 2025 | $5,212.00 (-60.76%) | $600,000 (-) Land $96,000 Building $504,000 | $606,100 (+1.02%) Land $96,976 Building $509,124 |
| 2024 | $13,284.00 (+5.39%) | $600,000 (+53.85%) Land $96,000 Building $504,000 | $600,000 (-4.62%) Land $96,000 Building $504,000 |
| 2023 | $390,000 Land $57,500 Building $332,500 | $629,032 Land $92,742 Building $536,290 | |
| 2019 | $12,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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